Life Cash Flow Estimation (English)

Your Current Age (+3)

Average Death Age By Gender

BASIC EXPENSES

Food & Beverages ($) per Day

x 30 days

Total of Food & Beverages ($) per Month

Total of Transportation ($) per Month

Groceries / Household ($) per Month

(Fresh Foods, Frozen Foods, Snacks, Beverages, Toiletries, Laundry, Cleaning & etc..)

Water & Electricity ($) per Month

Mobile Phone & Home Internet ($) per Month

Insurance & Medical Card ($) per Month

Other Miscellaneous ($) per Month

Entertainment ($) per Week

x 4 weeks

Total of Entertainment ($) per Month

TOTAL OF MONTHLY EXPENSES

OTHER EXPENSES

Total of Monthly Expenses

x 12 months

Total Monthly Expenses ($) per Year

Healthcare Expenses ($) per Year

(Medical/Check-Up/Dentist & etc.)

House & Car Maintenance ($) per Year

(Air-Cond, Plumbing, Painting, Electrical Appliances, Fire Insurance, Road Tax, Car Insurance & etc..)

Holidays / Vacation ($) per Year

TOTAL OF ANNUALLY EXPENSES

LIFE CASH FLOW CALCULATION

Total of Annually Expenses

Remaining Lifespan

Estimate Total of Expenses ($) per Lifespan

Hidden

Hire Purchase Depreciation (%)

Vehicle ($)

Years to Change Vehicle

Total of Hire Purchase ($) per Lifespan

Dream House ($)

Number of House

Total of Housing Loan ($)

Total of Existing Debt / Loan Repayment ($)

(Educational Financing, Personal Loan, Credit Card, Instalment Plan & etc.)

Savings / Cash Reserve / Emergency Fund ($)

Wedding Fund ($)

Parenting Fund ($) per Children

Number of Children

Total of Parenting Fund ($)

Funeral Fund ($) per Person

Number of Funeral

Total of Funeral Fund ($)

TOTAL COSTS OF LIVING ($)

BASIC REQUIREMENT

Current Age (+3)

Remaining Years

ESTIMATE MONTHLY INCOME REQUIREMENT

(WORKING NON-STOP)

RETIREMENT PLAN REQUIREMENT

Retirement Age

Remaining Years of Work Life

ESTIMATE MONTHLY INCOME REQUIREMENT

(WORKING UNTIL RETIRED)

** REMARKS: **
1) The above calculation results does not include Calculations of Bank Loan's Interests Rate.
2) The above calculation results have not consider Medical Fees, Emergency Situations, Occasional Celebrations such as Chinese New Year, Birthdays & etc..
3) The above calculation results are solely for educational purposes & references only.